Comprehensive Hotel Financing at Every Stage of Ownership

From acquisition and renovations to construction and refinancing, our tailored hotel loan programs empower owners to access capital, optimize financing, and succeed at every stage of their ownership journey.

Why Choose HotelCFO for Hotel Financing

Hospitality Focus

We specialize in financing hotels, ensuring financing solutions tailored to the industry.

Proven Results

A track record of successful hotel financing transactions nationwide.

Nationwide Lender Network

Access to banks, CDC, CMBS lenders, and private investors nationwide.

End to End Support

From pre qualification to closing, we manage the entire process.

Customized Solutions

Long term or short term financing designed around your goals.

Financial Expertise

CPA backed insight to optimize tax impact and cash flow.

Trusted By 500+ Clients

They made financing simple and got us approved without any hassle.

⭐ ⭐ ⭐ ⭐ ⭐

100+ Reviews

Flexible, Reliable & Accessible Loan Options

Whether you need long term financing for acquisitions, refinancing, partner buyouts, construction, or improvements — or short term funding for working capital, emergency repairs, or seasonal cash flow gaps — our hotel financing experts will guide you to select the right solution for your needs, including support aligned with hotel acquisitions and transactions.

SBA 504 Loans

SBA 504 loans provide long-term, fixed-rate financing for major hotel assets such as property purchases, renovations, and expansions. With lower down payments and extended repayment terms, they make large projects more affordable while preserving cash flow. This program is ideal for owners seeking to expand or upgrade properties without excessive financial strain.

SBA 7(a) Loans

SBA 7(a) loans offer flexible financing for a variety of hotel-related needs, including property acquisition, working capital, and renovations. With favorable terms and competitive interest rates, these loans help hotel owners grow or stabilize their operations while maintaining liquidity. Our team guides you through the application and approval process to maximize your chances of success.

Conventional Loans

Conventional loans provide straightforward financing options for hotel purchases or refinances. We help identify the right lenders, structure terms to fit your business model, and ensure smooth documentation and approval. With our guidance, you can secure funding that aligns with your financial goals and operational needs.

CMBS Loans

Commercial mortgage-backed securities (CMBS) loans are ideal for larger hotel transactions or portfolio acquisitions. We help navigate these complex financing structures, from initial analysis to final closing, ensuring terms meet your strategic objectives. Our hospitality-focused expertise helps you leverage CMBS financing with confidence.

Bridge Loans

Bridge loans provide short-term financing solutions for hotels needing immediate capital before securing long-term funding. Whether it’s a time-sensitive acquisition or renovation, we help structure bridge financing that preserves cash flow and keeps your project on track. Our guidance ensures quick access to funds with minimal disruption.

Trusted By 500+ Clients

They handled everything smoothly and kept the entire process effortless.

⭐ ⭐ ⭐ ⭐ ⭐

100+ Reviews

End to End, Expert & Efficient Financing Services

We manage the entire financing process — from lender matching and loan packaging to negotiations, underwriting support, and closing coordination. Our hotel financing experts simplify complex steps so you can secure the right capital with confidence and efficiency.

Pre Qualification & Lender Matching

Securing hotel financing begins with understanding your financial profile and funding needs. We assess your property, cash flow, and business goals, then match you with lenders experienced in hospitality financing. This ensures you target the right programs from the start, saving time and improving your chances of approval.

Loan Packaging & Documentation

A complete, accurate loan package can make all the difference in a smooth approval process. We prepare and organize all necessary documents—including financial statements, tax returns, operational projections, and property information—tailored specifically for hotel lenders. Our thorough preparation minimizes delays and positions your application for success.

Negotiation of Financing Terms

We advocate for your best interests throughout the financing process. From interest rates to repayment schedules, collateral requirements, and covenants, we negotiate terms that align with your business goals and preserve cash flow. Our experience in hotel lending ensures you secure financing that supports both short-term operations and long-term growth.

Underwriting Support

Closing a hotel financing deal involves multiple parties, deadlines, and moving pieces. We manage the entire process—from lender approvals to document execution and fund disbursement—ensuring nothing is overlooked. With our guidance, the financing closing is seamless, timely, and stress-free, allowing you to focus on running your property.

Closing Coordination

We manage the final steps of the financing process, coordinating paperwork for surveys, appraisals, closing attorneys, lenders, and other stakeholders. Our oversight ensures all documents are completed accurately and your loan closes on time without unnecessary delays.

Want to Know Current Loan Rates and Programs You Qualify For?

25+

Years of Experience

100+

Hotel Transactions

$250M+

Financed

500+

Satisified Clients

Contact Us Today to Discuss Your Financing Needs

Client Testimonials

See why hotel and motel professionals nationwide trust our expertise to guide their financial decisions.

⭐ ⭐ ⭐ ⭐ ⭐ “They Secured Our SBA Financing With Ease, And Their Guidance Gave Us Confidence From Start To Finish.”

⭐ ⭐ ⭐ ⭐ ⭐ "They Helped Us Navigate Our First Hotel Purchase, And Their Expertise Made The Entire Process Stress Free.”

⭐ ⭐ ⭐ ⭐ ⭐ “They Arranged A Bridge Loan Quickly, And Their Responsiveness Allowed Us To Complete Renovations Without Delay.”

⭐ ⭐ ⭐ ⭐ ⭐ “They Connected Us With The Right Lender, And Their Hospitality Focus Ensured Terms That Fit Our Business."

⭐ ⭐ ⭐ ⭐ ⭐ “They Structured Our Expansion Financing Perfectly, And Their Planning Balanced Stability With Growth Potential.”

⭐ ⭐ ⭐ ⭐ ⭐ “They Delivered Professionalism And Transparency Throughout, And Their Hospitality Expertise Made Them Our Trusted Partner.”

Contact Our Hotel Loan Expert Send a Message

Address

Alpharetta, GA 30022

Contact

Phone : 770-744-2420 Email : contact@hotelcfo.net

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Affiliations & Memberships

Proudly connected to the hotel and motel industry’s leading networks