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Comprehensive Hotel Financing at Every Stage of Ownership
From acquisitions and renovations to construction and refinancing, our financing solutions empower hotel buyers and owners to succeed at every stage of their ownership journey.
Why Choose HotelCFO for Hotel Financing
Hospitality Focus
We specialize in financing hotels, ensuring financing solutions tailored to the industry.
Proven Results
A track record of successful hotel financing transactions nationwide.
Nationwide Lender Network
Access to banks, CDC, CMBS lenders, and private investors nationwide.
End to End Support
From pre qualification to closing, we manage the entire process.
Customized Solutions
Long term or short term financing designed around your goals.
Financial Expertise
CPA backed insight to optimize tax impact and cash flow.
Trusted By 500+ Clients
They made financing simple and got us approved without any hassle.
⭐ ⭐ ⭐ ⭐ ⭐
100+ Reviews
Flexible, Reliable & Accessible Loan Options
Whether you need long term financing for acquisitions, refinancing, partner buyouts, construction, or improvements — or short term funding for working capital, emergency repairs, or seasonal cash flow gaps — our hotel financing experts will guide you to select the right solution for you needs.
SBA 504 Loans
SBA 504 loans provide long-term, fixed-rate financing for major hotel assets such as property purchases, renovations, and expansions. With lower down payments and extended repayment terms, they make large projects more affordable while preserving cash flow. This program is ideal for owners seeking to expand or upgrade properties without excessive financial strain.
SBA 7(a) Loans
SBA 7(a) loans offer flexible financing for a variety of hotel-related needs, including property acquisition, working capital, and renovations. With favorable terms and competitive interest rates, these loans help hotel owners grow or stabilize their operations while maintaining liquidity. Our team guides you through the application and approval process to maximize your chances of success.
Conventional Loans
Conventional loans provide straightforward financing options for hotel purchases or refinances. We help identify the right lenders, structure terms to fit your business model, and ensure smooth documentation and approval. With our guidance, you can secure funding that aligns with your financial goals and operational needs.
CMBS Loans
Commercial mortgage-backed securities (CMBS) loans are ideal for larger hotel transactions or portfolio acquisitions. We help navigate these complex financing structures, from initial analysis to final closing, ensuring terms meet your strategic objectives. Our hospitality-focused expertise helps you leverage CMBS financing with confidence.
Bridge Loans
Bridge loans provide short-term financing solutions for hotels needing immediate capital before securing long-term funding. Whether it’s a time-sensitive acquisition or renovation, we help structure bridge financing that preserves cash flow and keeps your project on track. Our guidance ensures quick access to funds with minimal disruption.
Trusted By 500+ Clients
They handled everything smoothly and kept the entire process effortless.
⭐ ⭐ ⭐ ⭐ ⭐
100+ Reviews
End to End, Expert & Efficient Financing Services
We manage the entire financing process — from lender matching and loan packaging to negotiations, underwriting support, and closing coordination. Our hotel financing experts simplify complex steps so you can secure the right capital with confidence and efficiency.
Pre Qualification & Lender Matching
Securing hotel financing begins with understanding your financial profile and funding needs. We assess your property, cash flow, and business goals, then match you with lenders experienced in hospitality financing. This ensures you target the right programs from the start, saving time and improving your chances of approval.
Loan Packaging & Documentation
A complete, accurate loan package can make all the difference in a smooth approval process. We prepare and organize all necessary documents—including financial statements, tax returns, operational projections, and property information—tailored specifically for hotel lenders. Our thorough preparation minimizes delays and positions your application for success.
Negotiation of Financing Terms
We advocate for your best interests throughout the financing process. From interest rates to repayment schedules, collateral requirements, and covenants, we negotiate terms that align with your business goals and preserve cash flow. Our experience in hotel lending ensures you secure financing that supports both short-term operations and long-term growth.
Underwriting Support
Closing a hotel financing deal involves multiple parties, deadlines, and moving pieces. We manage the entire process—from lender approvals to document execution and fund disbursement—ensuring nothing is overlooked. With our guidance, the financing closing is seamless, timely, and stress-free, allowing you to focus on running your property.
Closing Coordination
We manage the final steps of the financing process, coordinating paperwork for surveys, appraisals, closing attorneys, lenders, and other stakeholders. Our oversight ensures all documents are completed accurately and your loan closes on time without unnecessary delays.
Want to Know Current Loan Rates and Programs You Qualify For?
25+
Years of Experience
100+
Hotel Transactions
$250M+
Financed
500+
Satisified Clients
Contact Us Today to Discuss Your Financing Needs
Client Testimonials
See why hotel and motel professionals nationwide trust our expertise to guide their financial decisions.
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Affiliations & Memberships
Proudly connected to the hotel and motel industry’s leading networks
